Insurance for 1275 or Enginge change.. help

[Simon1275mpi]

Welcome to the forum Rob, I assume your 17-20 with no/little no- claims-bonus.

Have you tried the mini magazine for insurance companies? For a first timer you will be looking to pay around £1000. I got by my first policy on my parents as a named driver.

I'm now 26 with four years no claims, 1275cc 1996 mini and pay £300 . My partner as a named driver takes it to £500 (She's 21)

You may end up paying extra as the car has been 'modified'.

I would advise just going out to find an original 998 , There are plenty of great 998's around for a good price. Plus with a few undeclared modifications, a 998 and give a 1275 a run for its money! ;D

[oldgit]

Depends on the 1275 Si ;D ;D

Being an old f#rt comes in handy when it's ins time .I pay just over £100 fully comp and all mods declared.

Beanie just paid £1275 on his 1098 tpft all mods declared but he is just 18 and no no claims.

Its down to age but try the mini mags as Si say's.Graham Sykes is good for mod's and young driver's.

Be a shame to change engine after work already done.

[MiniGT5]

Or just by a classic mini (i.e. one over 25 years old) and you get classic insurance.

N

[Simon1275mpi]

I did that with my TR7 - 21 and driving a 2ltr, 2seat, rear wheel drive, sporty car , for only £400 a year ;D.

But the clause was it did not build any no-claims-bonus!

[roblee]

yeh i am 17 lol so insurance is a nightmare. cheers for the advice and ill keep looking around for insurance for the moment i dont mind paying around 1500 for insurance but it seems that no insurance companys like mods in any shape or form at 17

[monkeyjim]

Unfortunately your young so its going to cost you whether its 998 or 1275 . Your also to young to obtain classic insurance as you are under 21.
Any chance of first refusal on the 1275 if you decide to sell it.

Dave

[Simon1275mpi]

Ah - I didn't realise you already had the 1275 . I'm sure you'll be able to find quotes under £1000 . Is the car already modified/what have you got?

I just had a blast of Shawns/Gemma 998 mini, not bad, I had a winge about a couple of things but he's going to sort them out.

[Deleted]

My son is 17 and i have him on my insurance for an extra cost of £450.00.PM me if you want the companys number..

[Rachel]

Not trying to plug my employers...........but I put Jake on my 998 insurance for his 17th birthday, fully comp and though I can't remember how much it was exactly, it was under £450 for the pair of us.





www.cis.co.uk or phone [phone]

New customers even get 25% introductory discount and could be as much as 45%

Coop - we go further so you don't have to

[oldgit]

Yes Rach and how old is jake NOW. ;D ;D
Put Alan at 17 on shirleys ins last year £560 fully comp.
Depends if robs parents will put him on their ins as a named casual user.

[Rachel]

He's now 18 and we share the 1.4 escort and that is silly money too, but not fully comp

[Simon1275mpi]

Escort?!? No swearing on this forum thanks!! Don't want the F##d manufacturer bringing down this forum!

Full comprensive does save so many extra costs if you have an accident, but there is sometimes a great cost saving going third party only. (My policy charges more for third party only!!?? )

[Stephen]

I have CIS too, seems to be cheap for younger drivers because they do a 'anyone can drive with the policy holders permission' type thing. my mum being the policy holder....

[roblee]

i got a quote with adrian flux so i can keep that bad boy 1275 in there
cheers for the advice
Rob